Happy New Year! I guess that is the way to start it off, right?
We are now 18 days in the 2008 year and I am now getting ready to make a few changes for the year and see what I can achieve with it. My goals for 2008 are to get the most out of my money and at the same time try not to overindulge in my spending on stuff that I don't need. I am hoping by doing this some of my need for instant gratification may fade away as well.
Trial # 1 - The Grocery Game http://www.thegrocerygame.com/
A co-worker of mine has turned me onto The Grocery Game, she has been "playing" for about a year. The basics of this game is buying groceries and using your coupons when they are on sale and this website will tell you when the best buy is and stockpile them. A list comes out each Sunday through Tuesday and tells you which coupons to use and some items even come up for Free (who doesn't like that!). My friend has said this has definitely saved her family money and gives her, her shopping fix and stockpiling fix that she needs. She also said that doing this keeps her out of Target (the devil store) and this I am hoping will work for me as well.
This service (if it works for me) is relatively cheap too, it's $10.00 for 8 weeks of service, check out their website if you are looking to save a buck on your groceries.
I am staring to play the game this Sunday and will periodically post how I am doing or saving!
Wish Me Luck!
Trial # 2 - Getting the Most out of the money I do spend.
I feel this year that I need to get more out of my money than just the items that I am purchasing. For some time I have had 2 credit cards that I accumulate air miles on and have definitely benefited on a couple of free tickets home. This year I am going to attempt to put all purchases on my credit card that is attached to my United Airline miles and try to bank on getting some more free tickets.
In the past I have only charged either purchases on-line or if I was out shopping for myself for clothes or extras. I have a hard time taking out my credit cards for purchases the way it is and I am hoping this will also keep me from buying items that I just don't need.
I have to give a piece of credit here to my dad, who has always drilled into my head, "you pay your card off every month or you don't have one", and I have. Every month the bill comes and I pay it off, no matter what the balance is and after hearing of all the people out there with cards maxed out or balances in the thousands that they just can't pay off, I am sincerely grateful that he taught me this (and I actually listened).
So wish me luck and maybe some of my friends and family will see me more (in 2009 of course, it does take awhile and a lot of purchase to get those free tickets!)
In the coming year for the Davids' family in Colorado:
1 - I will be turning 30 years old (yikes, damn, however you want to look at it)
2 - Dan will be turning 36 years old
3 - Katelynn will be turning 3 years old
4 - I will be taking a vacation with my girlfriends that are also turning 30 this year so we can try to forget that we are turning 30.
5 - We will be welcoming a new niece or nephew to the Dickhaus family (congrats Jeff & Tonah)
6 - Katelynn will be potty trained (this is another goal!! anyone with advise send my way)
7 - Dan and I will celebrate 5 years of Marriage on May 3rd (I know some of you cannot believe we have made it this far, some days, neither can we)
8 - Dan is going on a fishing trip to Canada, eh!
For anyone else who has made "goals" or New Year's Resolutions, I wish you the best of luck and a wonderful time in 2008.
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